For Canadian Travelers

View the differences between all insurance options

Your insurance coverage is provided by Manulife. For insurance questions or to file an insurance claim, you can call to speak to a Manulife representative at 1.855.603.5573.

Below you will find more details about each of the insurance options. If you click on the title, you will be directed to the full policy so you can review all of the information.

Premium Protection Plan (Extra)

We highly recommend adding the Premium Insurance at the time of registration to receive the best, most comprehensive level of insurance coverage.

Everyone wants peace of mind while traveling abroad, and the Manulife Premium Protection Plan is the most comprehensive insurance package offered!

Coverage includes trip cancellation and trip interruption, travel disruption, emergency medical, baggage loss, damage, and delay, and travel accidents. Trip cancellation and trip interruption insurance provides coverage if due to an unexpected event, but limited to the terms and conditions of the policy.

This policy MUST be purchased within 72 hours of initial deposit.


Youth Deluxe Plan (Extra)

Should anything happen while traveling abroad the Manulife Youth Deluxe Insurance Package is there to ease any financial burden that occurs from medical expenses, lost or stolen luggage, dental, emergency hospital visits, medical evacuations, trip cancellations, or trip interruption subject to the terms and conditions of the policy.

The Youth Deluxe Plan is similar to the Youth All-Inclusive Plan, however covers you for a much larger amount of money.

See the difference between Youth Deluxe Policy VS. Youth All-Inclusive Package

Youth All-Inclusive Plan (Extra): 

This insurance is an optional upgrade to the Youth Emergency Medical Insurance Plan. In addition to Emergency Medical Insurance this insurance includes limited trip cancellation & interruption, baggage & personal effects, and flight and travel accident coverage subject to the terms and conditions of the policy. It is important to review and be aware of the limitations when purchasing insurance.

Reasons for cancellation may include:

  • Certain medical conditions
  • Death of an immediate family member
  • Problems with Government Advisories and Visas

Reasons for cancellation that insurance does not cover may include:

  • Changing your mind about the trip
  • Your friends/roommates deciding not to travel
  • Not being able or willing to make further payments
  • Conflicting events (including school events, dance recitals, team sports, and family events)


Youth Emergency Medical Insurance Plan (Included):

This insurance covers costs related to unexpected Emergency Medical expenses incurred during the dates of trip (from leaving home to returning home). There is no coverage for any medical incident that prevents travel or happens prior to the start or after the completion of travel.

**NOTE** S-Trip! includes this insurance at no cost to all passengers on all programs. This is done to ensure worry free travel for all our travelers and peace of mind for parents and guardians. With this included insurance we can be sure all passengers will get the proper support on destination in the event of a medical emergency



For American Travelers

Travel insurance is available from Travel Guard. For questions about your coverage or to file a claim, call Travel Guard at 1.800.826.7791 or view this policy information

If you are inquiring about claim details with a Travel Guard representative, send us a message first so we can provide you with the group policy number.

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